IRA Accounts:

A. Traditional

B. Roth

C. Coverdell Education Savings Accounts

D. SEP Plans

Our staff can help you decide what IRA Account is right for you. Stop by and talk to an officer about your options.

Certificate of Deposits:

1. 91 day ........................... $2,500 minimum deposit
2. 182 day ........................... $2,500 minimum deposit
3. 18 month .........................$1,000 minimum deposit
4. 12 month .........................$1,000 minimum deposit
5. 24 month .........................$1,000 minimum deposit
6. 36 month .........................$1,000 minimum deposit
7. 60 month .........................$1,000 minimum deposit

8. Interest paid by check, or deposited to personal account, or added to principal of certificate

9. Certificate may be issued for less than $1,000 at lower interest rate

Rates on certificates are guaranteed for the term of the certificate. Rates are reviewed weekly. Each depositor insured to at least $100,000 by FDIC. On October 3, 2008, FDIC deposit insurance temporarily increased to $250,000 per depositor through December 31, 2009. (www.fdic.gov) Substantial penalty for early withdrawal.

Talk to our staff about the CD options available to you. We are here to help!